"Fortune made in a day very soon goes away" - This rule is 100% true and applicable to almost every scenario. But the fortune which you earn by hard work should not go away. right? So, there are some easy steps by following them you can not only enjoy your fortune through out the life, but also you can multiply your fortune. Yes, I am not fooling you. Believe me!
It is very difficult to earn money in the current era which full of competition and fast pace life. On other hand cost of living is also growing enormously. In such critical conditions only one who is strong and competent enough to beat the conditions, can only survive. Now a days earning extra easy money and enjoying relax life is not easily possible.
I didn't say it is "impossible", I said "not easily possible". Yes, with some full proof points you can also be a strong and competent enough to beat the critical conditions. You can also enjoy your life without any worry and tensions. So are you prepared for that?
Step 1: Get started earning first.
"How to do this?" is out of the scope of this topic. So I will not and can not write on this. But even if you earn less, no matter, you are eligible to read further.
Step 2: Plan you dreams.
Make a list of what you have with you, what you have achieved so far. Then decide and make a list of what you want to achieve. Accordingly plan your dreams. This is most important step and very interesting. Yes, I said it is interesting because Dreaming is one of the most interesting emotion of a man. So why not begin with that? And after all if beginning is well and interesting then everything will be going to be interesting and enjoyable. Right?
Step 3: Plan your expenditure.
Many of the people are busy in planning "how to earn?" right? Try to change your mindset and try to plan your expenditure. Plan how to spend money. Again this is interesting. Dont you think that interesting? This will helps you feel mentally strong. Otherwise, you'll be remain in those worries and tensions of earning money. This is also very enjoying. "After 6 months I am going to buy a new bike" doesn't this sounds interesting than "How can I get salary hike?". Think on it for a moment. If one get salary hike, he will think for next salary hike due to his somewhat greedy approach towards life. right? Due to this he put himself in worries and tensions. no?
Step 4: 50% expenditure and 50% saving and investing.
You have to plan only 50% of your income to spend, isn't it much easy? Be careful! This 50% expenditure includes your daily needs and monthly expenditure also. This depends on what you have planned in the step 3. Plan systematically. "Save first - then spend" this rule tells not to take any loan and get burdened by heavy interest rates. This will not be affordable at all for buying fun and enjoyment. Though it is true that in the current scenario you have to buy the joys, it is not at all advisable to borrow money from bank or financial credit firms. You will definitely find yourself in deep trouble. Be careful. It is okay to go for picnic few months later, you can enjoy more with your own money rather than buying enjoyment by borrowing money. Think on it!
Step 5: Keep strict watch on your expenditure.
This is very important and delicate step to follow. Most of the time people spend money without any planning. As a result of which they find themselves in to the trouble. sometimes they bury themselves in such troubles so deep, and they can never come out of it. They get depressed, frustrated and also put their families in to the enormous worries and tensions. But don't worry! This is not going to happen with you. Right? If you have planned in step 3 to go for a picnic, then take some amount every month beside and save it somewhere in the bank. right? So that, you can get that amount collectively at the time of scheduled dates with some additional interest. This will not affect your planning, not even burdened you by a sudden expenditure. Right?
These are some very simple steps or rules by following them you can never be in a trouble. I have tried just to change the mindset. But by following these simple rules you can feel the positive energies in yourself. You will definitely feel confident and strong enough to beat the current scenario. Your strong mental health will definitely helps you to create more opportunities at your workplace. By practicing these simple thumb rules you will habituate yourself to survive confidently which will keep you enjoying. In this way you can achieve an ultimate aim of enjoying life with great strength and confidence without any worry and tension, without putting yourself in any kind of trouble.
In my next article I'll be going to take you on next steps about remaining 50% of your earning. Keep reading.
